Do you have a 401(k) with a former employer?

When changing jobs, you have important decisions to make, one of which is what to do with your retirement account with your former employer.

Generally, you have four options:

• Leave the money in your former employer’s plan, if permitted.
• Roll over the assets to your new employer’s plan, if one is available and rollovers are permitted.
• Roll over to an IRA.
• Cash out the account value.

Reach out to your financial professional today.

^{Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.}